Hospitalization Coverage
Room Rent
The policy covers room rent up to 1% of the sum insured per day. For ICU, the limit is 2% of the sum insured per day as per IRDAI norms.
Pre and Post Hospitalization
Medical expenses incurred 30 days before hospitalization and 60 days after discharge are covered under this policy as per IRDAI guidelines.
Daycare Procedures
Coverage
The policy covers all daycare procedures that require less than 24 hours of hospitalization.
Exclusions
Certain procedures like dental treatments (unless necessitated due to an accident) are not covered under daycare procedures.